Real Talk, Uncategorized

Overwhelmed

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Do you ever feel completely overwhelmed? This last week and a half has been a blur. I feel overworked at my second job, and I’m functioning on very little sleep. It’s just one of those weeks where I’m just taking it all in and enjoying the little quiet time I have. I have lots of fun projects that I can’t wait to work on and share, but tonight, I’m just going to rest.

Until tomorrow, beauties!
❤ Bekah

Uncategorized

Full On Planner Mode

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My happy planner is literally like my best friend these days. I’m old fashioned, and I like to have everything written down. I get satisfaction from having a cute planner with all the decorative stickers.

If I had an excess of money, I’d buy a lot of cute things for my planner. Here are some cute things I’ve had my eyes on on etsy:

Taco Tuesday Stickers!
These cute faith inspired quotes!
Harry Potter Planner Kit because let’s face it- I’m obsessed with Harry Potter!

Which planner do you use? Spam me with your links!

❤️ Bekah

Budgets

Living on a Budget

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At the end of each month, I sit down and write out my budget for the next month. As I sat writing out April’s budget, it occurred to me that few people actually live according to a budget.

I feel like our society today is all about instant gratification and living well beyond our means. (YOLO, right?)

I mentioned the other day that Bekahnomics really means how I use my scarce resources. I don’t bring in a lot of money while I’m building my clientele, but I’m able to make sure all of my bills are paid because of a written budget.

Dave Ramsey says that a budget is simply you telling your money where to go. You are allocating where you are going to spend every dollar you make.

Never created a budget before? I made a sample budget below.

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First, you write out your income for the month. You may have multiple jobs or multiple sources of income each month. You will total up all of those.
Then, you write out all of your expenses for the month. You will probably have many more expenses than the sample budget. Try to think through every expense you have- mortgage or rent and utilities, car and associated expenses (gas, insurance, oil change, etc.), monthly debt payments, even food and spending money.
Next, you subtract all your expenses from your monthly income. You want to allocate every single dollar you bring in, so you will probably have to revise your budget to do so. You may find that you are spending more than you are bringing home. That means you are overspending. In that case, you may have to make some budget cuts to make your budget equal zero.
Now, you’re going to use this written budget as a plan for how you are going to spend the money you make.

I take it a step further and break down my income and expenses by pay period.

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Then, I break down my budgeted versus actual. I round the numbers on my budget, so I like to have an actual column to break down everything to the penny. I use this breakdown to pay bills, withdraw cash for certain expenses, and transfer the remaining amount to savings.

Feel free to message me if you have any questions. There are a lot of great youtube channels for budgeting as well.

This is just how things work best for me with budgeting. It makes my life a lot less stressful having a plan to make sure all my bills are paid.

Any tips for living on a budget? Do you do your budget a little different? I’d love to hear!

❤ Bekah

Blog Talk

Why Bekahnomics?

Why the name Bekahnomics for my blog? Especially when the thought of studying economics again makes my stomach turn?

Well, economics is how society uses its scarce resources. I think it’s fitting then that Bekahnomics is how Bekah uses her scarce resources.

Bekahnomics is a lifestyle blog about creating a beautiful life on a budget. ❤️

❤️ Bekah

Blog Talk

And we’re back!

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After a long hiatus from the blogging world, Bekahnomics is back!

They say things come in threes. Easter, April Fool’s Day, and Bekahnomics 2.0! Sounds like a great day to me!

Let me catch you up on what’s been going on in this crazy life!

I was overwhelmed with working two jobs and finishing cosmetology school, so I decided to take a break from blogging.

In May, I graduated from Cosmetology school and I got my license in the beginning of June. I’ve spent a lot of time devoting myself to additional education to be the best hairstylist I can be.

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I’m so glad I decided to go to cosmetology school, because I couldn’t imagine being happier in any other career. (Feel free to check out my work here!)

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In the end of October, I moved from a full service salon to a studio. I love having a private space where I can have deep conversations with my clients and create beautiful hair. (I can’t wait to share a video with you of my studio!)

Finally, my life is starting to settle down a little, and I can finally focus my attention on other things besides work. I have so many things to share with y’all, and I have so many more ideas in my head. I’m excited!

I hope you all have a wonderful Easter, if you celebrate, with family and friends!

❤️ Bekah